
HSBC LOGO

HSBC Advance Credit Card information

Card benefits

Get the most from your spend with up to 3.5% cashback.

You can now enjoy up to 2.5% Base Cashback¹ on local and overseas purchases, and additional 1% HSBC Everyday+ Cashback² with HSBC Everyday Global Account.

Here's how you can earn up to 2.5% cashback¹

Monthly spend on your HSBC Advance Credit Card	Base Cashback¹
SGD2,000 and below	1.5% cashback
Above SGD2,000	2.5% cashback

^{Base Cashback is capped at SGD70 per calendar month.}

Plus, you can earn an additional 1% HSBC Everyday+ Cashback² when you:

Deposit fresh funds to your HSBC Everyday Global Account per calendar month via salary crediting and/or inward transfers from a non-HSBC bank account (minimum SGD2,000 for HSBC Personal Banking customers and SGD5,000 for HSBC Premier and Jade customers); and
Perform a minimum of 5 Eligible Transactions per calendar month.

^{Eligible Transactions refer to posted transactions in SGD made with HSBC credit cards and/or HSBC Everyday Global Debit Card, GIRO bill payments in SGD made via HSBC Everyday Global Account and/or fund transfers from HSBC Everyday Global Account to a non-HSBC account.}

^{Maximum cashback per month is SGD300 for HSBC Personal Banking customers, and SGD500 for HSBC Premier and Jade clients.}

Credit limit

Your credit limit is subject to our review and approval. The credit limit we eventually grant you may be lower than the preferred credit limit you requested.

Finance charges

A finance charge will be applied to the amount withdrawn from the day the transaction is posted to your account, to the day the credit card payment is made in full or your next statement date, whichever is earlier.

Effective rate: 25.9% p.a. (minimum)

Minimum charge: SGD2.50

Annual Fee

Your annual fee will be waived for the first year. From year 2 onwards, the annual fee will be waived if you spend more than SGD12,500 per year.

To qualify for this card, you must be at least 21 years old and:

have an annual income of at least SGD30,000 if you're a Singaporean or Permanent Resident
have an annual income of at least SGD40,000 if you're a self-employed and commission-based Singaporean or Permanent Resident, or a foreigner residing in Singapore
be able to provide a fixed deposit collateral of at least SGD10,000 if you don't meet the above income requirements

Why stop here? Apply for an HSBC Advance Credit Card today

Apply now

Relevant documents for credit cardholders

Credit card terms

Consumer guide for credit cards

Travel accident insurance

Flight inconvenience insurance

Terms and conditions - Sign Up Promotion

Terms and conditions – HSBC Advance Credit Card Cashback Programme

Disclaimer:

¹ Spend exclusions apply. Eligible Cardholders who spend up to SGD2,000 shall receive a Cashback equal to 1.5% of the amount spent on Eligible Purchases in that calendar month. Eligible Cardholders who spend more than SGD2,000 shall receive a Cashback equal to 2.5% of the amount spent on Eligible Purchases in that calendar month. The total Cashback an Eligible Cardholder can receive under this Clause ("Base Cashback") is capped at SGD70 per calendar month. Other HSBC Advance Credit Card Cashback Programme terms and conditions apply. Find out more.

² HSBC Everyday+ Rewards Programme terms and conditions apply. Find out more.

Privacy and Security	Terms of Use	Hyperlink Policy