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HSBC Visa Platinum Credit Card information

Card benefits

Get up to SGD1,000 worth of cash rebate yearly. Plus make family time sweeter with wide selection of privileges varying from dining, leisure and retail.

5% rebate on groceries	Save on your daily expenses at all local grocery stores and supermarkets (including online supermarkets!)
5% rebate on dining	Eating out with the family is now more worthwhile with bigger rebates. 5% cash rebate applies to all food and beverage outlets in Singapore, except hotel dining.
5% rebate on fuel	Drive home happier with up to 17% instant discount plus 5% cash rebate on fuel spend at Caltex and Shell stations.

Credit limit

Your credit limit is subject to our review and approval. The credit limit we eventually grant you may be lower than the preferred credit limit you requested.

Finance charges

A finance charge will be applied to the amount withdrawn from the day the transaction is posted to your account, to the day the credit card payment is made in full or your next statement date, whichever is earlier.

Effective rate: 25.9% p.a. (minimum)

Minimum charge: SGD2.50

Annual Fee

Your annual fee is waived for the first 2 years. From year 3 onwards, the annual fee will be waived if you spend more than SGD12,500 per year.

To qualify for this card, you must be at least 21 years old and:

have an annual income of at least SGD30,000 if you're a Singaporean or Permanent Resident
have an annual income of at least SGD40,000 if you're a self-employed and commission-based Singaporean or Permanent Resident, or a foreigner residing in Singapore
be able to provide a fixed deposit collateral of at least SGD10,000 if you don't meet the above income requirements

Why stop here? Apply for an HSBC Visa Platinum Credit Card today

Apply now

Relevant documents for credit cardholders

Credit card terms

Consumer guide for credit cards

Terms and conditions - Sign Up Promotion

Terms and conditions – Quarterly Cash Rebate Programme

Terms and conditions – Reward Points

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